Agreement to terms
By accessing and using the flickering-bright website and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
Use of website
Permitted use
You may use our website for lawful purposes only. You agree not to:
- Use the website in any way that violates applicable laws or regulations
- Attempt to gain unauthorised access to any portion of the website
- Interfere with or disrupt the website or servers connected to it
- Transmit any viruses, malware, or other harmful code
- Collect or harvest personal information about other users
- Use the website for any commercial purpose without our express permission
Intellectual property
All content on this website, including text, graphics, logos, images, and software, is the property of flickering-bright or its content suppliers and is protected by United Kingdom and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
Services and programmes
Programme enrolment
When you enquire about or enrol in our programmes, you agree to:
- Provide accurate and complete information
- Maintain and update your information as necessary
- Accept responsibility for all activities under your account
- Notify us immediately of any unauthorised use of your account
Programme delivery
We will make reasonable efforts to deliver programmes as described. However:
- Programme schedules may be subject to change with reasonable notice
- We reserve the right to modify programme content to improve quality and relevance
- Minimum enrolment numbers may be required for group programmes
- Technical issues may occasionally affect online programme delivery
Payment and fees
Programme fees are as stated on our website at the time of enrolment. Payment terms will be provided during the enrolment process. We reserve the right to modify our fees at any time, though changes will not affect existing enrolments.
Cancellation and refunds
Our cancellation and refund policy will be provided during the enrolment process. Generally:
- Cancellations made more than 14 days before programme start are eligible for full refund
- Cancellations made 7-14 days before start are eligible for 50% refund
- Cancellations made less than 7 days before start are not eligible for refund
- We may cancel programmes with insufficient enrolment, providing full refunds
User content and conduct
If you participate in interactive elements of our programmes or website, you agree that:
- You will conduct yourself respectfully toward facilitators and other participants
- You will not share confidential information about other participants
- You will not record sessions without express permission
- You are responsible for maintaining confidentiality of any login credentials
Disclaimers
Educational purposes
Our programmes provide financial literacy education for general knowledge purposes. They do not constitute financial advice. For specific financial decisions, you should consult qualified financial advisors.
No guarantees
While we strive to provide high-quality educational experiences, we cannot guarantee specific outcomes or results from participation in our programmes. Financial literacy development varies based on individual circumstances, effort, and application of learned concepts.
Website availability
We aim to keep our website available at all times, but we do not guarantee uninterrupted access. The website may be unavailable during maintenance periods or due to technical issues beyond our control.
Limitation of liability
To the fullest extent permitted by law, flickering-bright shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
- Your access to or use of or inability to access or use our services
- Any conduct or content of any third party
- Unauthorised access, use, or alteration of your transmissions or content
Our total liability to you for all claims arising from or related to our services shall not exceed the amount you paid us for the service giving rise to the claim.
Indemnification
You agree to indemnify and hold harmless flickering-bright, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of our website or services, your violation of these Terms, or your violation of any rights of another party.
Privacy and data protection
Your use of our website and services is also governed by our Privacy Policy and GDPR compliance statement. Please review these documents to understand how we collect, use, and protect your personal information.
Third-party links
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of these external sites. Accessing third-party links is at your own risk.
Modifications to terms
We reserve the right to modify these Terms of Use at any time. Changes will be effective when posted on this page with an updated revision date. Your continued use of our website or services after changes are posted constitutes acceptance of the modified terms.
Modifications to services
We reserve the right to modify or discontinue our services at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of services.
Governing law
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.
Entire agreement
These Terms of Use, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and flickering-bright regarding your use of our website and services.
Contact information
If you have questions about these Terms of Use, please contact us:
Email: [email protected]
Address: 47 Argyle Street, Glasgow G2 8AY, United Kingdom